Insurance coverage, explained clearly.

We are in-network with Regence and Cigna, and we can bill your insurance for Spravato and Medication Management. For everything else, we keep pricing simple and transparent, and we will always tell you what to expect before care begins.

Plans we accept

We are currently in-network with the following insurance carriers. If your plan is not listed, contact us; we are actively expanding our network and can walk you through self-pay options.

In-network
In-network

In progress: more plans on the way

We are actively working to join these networks. Join the waitlist and we will notify you the moment your plan is accepted.

Kaiser Permanente
TRICARE
UnitedHealthcare
Premera Blue Cross
Join the waitlist

Coverage varies by individual plan. Deductibles, copays, and prior authorization requirements may apply. We will verify your benefits before your first visit so there are no surprises.

Services we can bill to insurance

For Regence and Cigna members, these services can be billed directly to your plan.

Our other services, including IV Vitamin Therapy and wellness treatments, are not typically covered by insurance and are offered at transparent self-pay rates. Flexible financing is available through CareCredit below.

How billing works

Three simple steps, and our team handles the paperwork.

Share your insurance card

Send us your member information when you book, or bring your card to your first visit.

We verify your benefits

Before care begins, we confirm your coverage, copay, and any prior authorization your plan requires.

We bill your plan directly

You pay only your copay or deductible portion. We submit claims and follow up with your insurer.

Your protections under the No Surprises Act

Under federal law, you are protected from unexpected medical bills. When you get care from us, you have the right to know what it will cost before you receive it.

Good Faith Estimate

If you are uninsured or choose not to use insurance, you have the right to receive a Good Faith Estimate of the expected cost of your care, in writing, before your appointment. Ask us for one at any time; we provide it automatically when you schedule.

Protection from surprise bills

You are protected from balance billing for emergency services and certain services from out-of-network providers at in-network facilities. You can never be asked to give up these protections as a condition of care.

If your bill is higher than expected

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill through the federal patient-provider dispute resolution process. Keep a copy of your estimate.

Questions or concerns

Talk to our team first; we will walk through any bill with you line by line. You can also visit cms.gov/nosurprises or call 1-800-985-3059 for more information about your rights.

This summary is for education and is not legal advice. Full details of your rights and protections are available at cms.gov/nosurprises.

Insurance questions, answered

Which insurance plans do you accept?
We are in-network with Regence and Cigna. We are actively working to join more networks; if your plan is not listed, contact us and we will let you know your options.
Which services can be billed to insurance?
Spravato and Medication Management can be billed to Regence and Cigna plans. Other services, like IV Vitamin Therapy, are self-pay with transparent pricing and CareCredit financing available.
What will my visit cost?
It depends on your plan's copay and deductible. We verify your benefits before your first visit and tell you what to expect. If you are not using insurance, we provide a written Good Faith Estimate up front.
Does Spravato require prior authorization?
Most plans require prior authorization for Spravato. Our team handles the paperwork with your insurer and keeps you updated, so you are never left guessing.
What if I don’t have insurance?
You can receive care at our self-pay rates, with a written Good Faith Estimate before your appointment. CareCredit financing can spread the cost over time.

Not sure what your plan covers?

Send us your insurance information and we will verify your benefits, usually within one business day, and tell you exactly what to expect.

Apply or prequalify with CareCredit

A preferred CareCredit provider

For services insurance does not cover, we offer interest-deferred payment plans through CareCredit, so you can begin care now and spread the cost over time. Apply or see if you prequalify in just a few minutes.

Apply with CareCredit
Northwest Healing & Wellness is a mental health and wellness practice with clinics in Bellevue, Seattle, and Tacoma. We offer Spravato®, psychiatric medication management, deprescribing, and NAD+ and IV vitamin therapy, with TMS and stellate ganglion block coming soon. We're in-network with Regence and Cigna.

Serious medicine. Human care.

Call (206) 309-2302
Monday to Friday, 9:00 AM to 6:30 PM
Bellevue
1750 112th Ave NE, Suite C228-A
Bellevue, WA 98004
Seattle
600 Broadway, Suite 130-F
Seattle, WA 98122
Tacoma
1901 S Union Ave, Building B, Suite 4001-B
Tacoma, WA 98405
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